Is augusta georgia a safe place to live

The city’s higher than average crime rating is the No. 1 con of living in the area. The overall presence of crime in the city can make it challenging to find a safe place to live and work in Columbus. However, there are also several neighborhoods in the Columbus area that are safer than others.

The 10 Safest Cities In Georgia For 2024. 1. Holly Springs. Hope springs eternal in Holly Springs -- the safest place in Georgia. Residents here know it's safe as it has the second safest property crime rate in the state which means no one steals your holly as you kiss underneath it.We would like to show you a description here but the site won't allow us.Snowbirds who live part-time in Georgia can get it, too, prorated for how much of the year they spend in the state. Sales taxes can bite in Georgia: Though the state rate is a relatively low 4 percent, local levies boost the average combined sales tax rate to 7.4 percent, 19th highest in the country, according to the Tax Foundation ...LGBTQ Augusta is also known for being a city that celebrates its rich history while also having a modern and progressive vibe. Augusta offers a cutting-edge arts and theater scene, an abundance of opportunities to enjoy the great outdoors, excellent live music, plenty of festivals, and lots of business opportunities too. Truly, in Augusta, you can have it all!The rate of crime in Stockbridge is 28.30 per 1,000 residents during a standard year. People who live in Stockbridge generally consider the northeast part of the city to be the safest. Your chance of being a victim of crime in Stockbridge may be as high as 1 in 18 in the central neighborhoods, or as low as 1 in 57 in the northeast part of the city.The elderly and medically fragile are encouraged to continue sheltering-in-place with Georgia's public health state of emergency extended until ... STAY SAFE & HEALTHY ... Destination Augusta ; 1010 Broad Street, Augusta, GA 30901; P: (706) 724-4067; About Us; Blog; Partners; Contact;The safest neighborhoods in Augusta, Georgia are Sand Hills, West Augusta, Summerville, and Lake Aumond. Each of these communities boasts crime …

The Rome, GA metro area is a place filled with history and surrounded by the beauty of nature. Located in northwest Georgia, about 70 miles from Atlanta, it sits in the foothills of the Appalachian Mountains. This location gives Rome stunning landscapes with hills, rivers, and green spaces. Native American tribes were the first inhabitants of ...2. The Stunning Architecture. As the oldest city in Georgia, the location is rich in architectural history. Founded in 1733, Savannah has seen numerous changes in building styles as each new period arose. Georgian buildings present a solid, square façade, much like the Olde Pink House Restaurant.Evans is a suburb of Augusta with a population of 37,456. Evans is in Columbia County and is one of the best places to live in Georgia. Living in Evans offers residents a rural feel and most residents own their homes. Many families and young professionals live in Evans and residents tend to lean conservative.Mar 11, 2024 · 1. It’s a great and safe place to live. People take pride in the community. The neighbors are friendly. Crime is not tolerated. If you breathe too loudly, you may be arrested for disorderly conduct. Govern yourself accordingly. There is a truck stop, Kj’s Supermarket, a Family Dollar, two Dollar General stores, a pharmacy, a laundromat, a ... Another one of the most beautiful places to live in Georgia is Milledgeville. This city is considered a true college town, with a population of around 19,000 and a median age of 26.6.#2 Best Places to Live in Augusta Area.. Martinez. Suburb of Augusta, GA,. 93 Niche users give it an average review of 3.8 stars. Featured Review: Current Resident says Martinez has great parks, great venues, fun events, and most of all wonderful people.It is a child friendly area, with a safe environment.Situated in Augusta, GA, Montclair epitomizes upscale living with elegant homes ranging from spacious residences to upscale apartments. Celebrated for its modern architectural designs, the neighborhood offers exclusive community amenities like parks and fitness centers. Its strategic location ensures convenient access to Augusta's renowned golf ...The local public schools are highly rated, making it a popular place with families. Niche.com ranks it the second-best place to raise a family in the Savannah area. Whitemarsh Island. Whitemarsh Island is regarded as one of the best places to live in Georgia and often is noted as a great place for families with young children or for retirees.

1-25 of 703 results. #1 Best ZIP Codes to Live in Georgia. 30005. ZIP Code in Georgia. A+. Overall Niche Grade. A+. Public Schools. Population 40,260.Warner Robins April 20, 2022 If some people had their way, I'd just tell you Warner Robins, Georgia, is boring… Augusta April 20, 2022 If you've ever had a vision of the south as two people sitting on a… Georgia January 6, 2022 Georgia is a state in the southeast loaded with history and charm. There are beaches…The rate of crime in Rockmart is 31.32 per 1,000 residents during a standard year. People who live in Rockmart generally consider the west part of the city to be the safest. Your chance of being a victim of crime in Rockmart may be as high as 1 in 25 in the north neighborhoods, or as low as 1 in 36 in the west part of the city.When it comes to golf, one of the most prestigious and highly anticipated tournaments of the year is the Masters Tournament. Held annually at Augusta National Golf Club in Georgia,...

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Sand Hills. Sand Hills is the safest neighborhood in Augusta City. It is approximately a mile from the city center. Sand Hills is near several schools, parks, and eateries, making it ideal for people looking to settle down. The median house value in Sand Hills, Georgia, was $309,255 in March 2022, greater than the median home value in Georgia.North Augusta, SC is an affordable place to live. Costs are substantially lower than cities of comparable size and amenities. Housing costs are particularly appealing - the median home value in North Augusta is $135,000, which is a considerable discount compared to the U.S. median home value of $231,200.Savannah is a city in Georgia with a population of 147,583. Savannah is in Chatham County. Living in Savannah offers residents a dense suburban feel and most residents rent their homes. In Savannah there are a lot of restaurants and parks. Many families and young professionals live in Savannah and residents tend to be liberal.Columbus, Georgia is a great place to live and work, with a strong economy, plenty of recreational activities, and year-round sunshine. Located on the Chattahoochee River, the city boasts a vibrant downtown area filled with restaurants and shops. ... This once beautiful and safe town is now crime ridden and trashy courtesy of Theresa Tomlinson ...

12 Pros And Cons Of Living In Savannah, GA. 10 Cheapest Places To Buy Land In The US. 7 Safest Neighborhoods In Atlanta. Cons Of Living In Macon, GA. While this city in the heart of Georgia offers many attractions and a rich history, you should know the downsides before deciding. EducationThe U.S. News and World Report just released its Best Places to Live and little ol' Augusta is getting some love. Ranked No. 72, the magazine gives Augusta high marks for value and quality of life ...The police are very visible and very responsive. 53%. The police are visible, but somehow respond slowly when needed. 20%. The police aren't around much, but are there quickly when you need them. 11%. Not sure. 8%. The police aren't around much, and when you need them, they aren't reliable.Augusta, Georgia. Getty Images. Best Places 2023-2024 Rank: 74 Metro Population: 607,673 Share of Population Unmarried: 53.9% ... The over-15 population is 53.8% single, and Los Angeles is the No. 4 most desirable place to live out of the 150 most populous metro areas in the U.S. LA is the second most expensive place to live in the U.S ...Cons of Living in Valdosta. Crime - See our full report on crime in Valdosta, and why it is a consideration for living here. High Poverty Rate - Valdosta has a poverty rate of 23.2% of residents, which is higher than in other cities in the United States. The average poverty rate across cities in America is about 10-13%.Image credit Sean Pavone via Shutterstock. With a population of 202,192 and a median age of 34.6 years, Augusta is among Georgia's most affordable places to live, boasting a median house price of $168,286. The average household income here is $70,215, with a poverty rate of 20.64%, and the cost of living is 13% lower than the …PRO: The Cost of Living in Hephzibah, GA is Affordable. With a cost of living index (aka score) of 87/100, Hephzibah is an affordable place to live. Compared to both the national and Georgia average (93/100), our town is more affordable than others of the same size. Much of that is due to our very low housing costs, which have an index of …Due to its location on the Atlantic coast, Savannah has warm, humid summers and mild winters. In spring and fall, temperatures can fluctuate quite a day. In summer, highs reach about 91 degrees F. In the winter, lows hit around 39. It rarely snows in Savannah, and the average rainfall is less than the U.S. average.Commute. grade B minus. View Full Report Card. North Augusta is a suburb of Augusta with a population of 24,425. North Augusta is in Aiken County and is one of the best places to live in South Carolina. Living in North Augusta offers residents a sparse suburban feel and most residents own their homes. In North Augusta there are a lot of parks.Here are the 20 safest places to live in the one and only Peach State, Georgia. 20. Byron. A suburb of Peach County, Byron also happens to be the smallest city on this list. With a population of just over 5,000 people and a minimum commute outside at almost 30 minutes, you can imagine how remote Byron is.Despite the list of dangerous cities in Georgia mentioned above, Georgia is a pretty great place to live, just ask the locals. There is so much to love about living in Georgia from the fresh produce to the delicious Southern food and warm hospitality. With over 100,000 residents moving to Georgia every year, that should be a clear sign that ...

The city's higher than average crime rating is the No. 1 con of living in the area. The overall presence of crime in the city can make it challenging to find a safe place to live and work in Columbus. However, there are also several neighborhoods in the Columbus area that are safer than others.

Parks and designated recreational areas, of which Sandy Springs has 17, have the same problem. Of Sandy Springs's 108,223 residents, few live near recreational areas. Because many people visit, crime rates may appear higher even for safe parks. Ultimately crime happens where people are, whether they live there or not.Yea, I can say that Augusta is definitely worse than those areas. I used to have 2-3 hours round trip commute to/from work in those 5 years and still haven't seen as much accidents/red light running as I have in one year of living in Augusta. People are unnecessarily aggressive on the road.Final Results for the 2024 Masters. Sun, Apr 14 2024. Every Single Shot: Scottie Scheffler's Final Round. 13:58. More News. Official home of The 2024 Masters at Augusta National. Get scores, player information, patron information, watch live.Good for Retirees. Population 9,292. Skidaway Island is the top place to live in Savannah and Chatham County, and is one of the largest planned communities in the country. The homes range from 300k-2 mil +, and the fact that it is gated.... View nearby homes. #9 Best Places to Retire in Georgia.In total, we analyzed 113 Georgia cities. Here are the results of our analysis: The most dangerous city in Georgia is College Park based on the most recent FBI crime data. The violent crime rate in Georgia is 1,559 per 100k people. The property crime rate in Georgia is 7,199 per 100k people. The safest city in Georgia is Holly Springs.The rate of crime in Georgia is 45.43 per 1,000 residents during a standard year. People who live in Georgia generally consider the north part of the state to be the safest. Your chance of being a victim of crime in Georgia may be as high as 1 in 15 in the southeast neighborhoods, or as low as 1 in 32 in the north part of the state.How safe is Augusta, GA? The metropolitan area's violent crime rate was lower than the national rate in 2019. Its rate of property crime was lower than the national rate. ... Best Places to Live #1 Green Bay, WI #2 Huntsville, AL #3 Raleigh & Durham, NC #4 Boulder, CO #5 Sarasota, FL; See full rankings list. Best Places to Retire #1 Harrisburg, PAThe rental market, with averages around $980 a month, further underscores the city's appeal as an economically inclusive destination. Moreover, the proximity of Augusta to the gay neighborhoods of Atlanta adds another layer of appeal. It provides the perfect blend of Augusta's tranquil charm and Atlanta's vibrant queer culture, allowing ...

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Situated in Augusta, GA, Montclair epitomizes upscale living with elegant homes ranging from spacious residences to upscale apartments. Celebrated for its modern architectural designs, the neighborhood offers exclusive community amenities like parks and fitness centers. Its strategic location ensures convenient access to Augusta's renowned golf ...Evans is a suburb of Augusta with a population of 37,456. Evans is in Columbia County and is one of the best places to live in Georgia. Living in Evans offers residents a rural feel and most residents own their homes. Many families and young professionals live in Evans and residents tend to lean conservative.Crime in North Augusta, South Carolina: How Safe is North Augusta, South Carolina? Check out the crime rates and safety statistics. Find out Pros and Cons of Living in North Augusta. Reasons not to move to North Augusta. Find the best and worst places to live, raise a family or retire in North Augusta. Crime Rate In North Augusta, Jobs, …If locating to Georgia is on the cards any time soon, these are the 15 best places to live in Georgia, all factors considered - education, healthcare, cost of living, quality of life, crime rate, attractions, and amenities. 1. John's Creek. Source: Thomson200 / Wikimedia.A look at how to leverage airline miles and hotel points to visit Savannah, Georgia and enjoy your time in the historic city. Update: Some offers mentioned below are no longer avai... Augusta, Georgia is a great place to live. It's year-round mild temperatures make it both a great place to live and also a great place to retire. Augusta has an active arts scene with a variety of art shops along Artists Row offering you the opportunity to make hand-made pottery or enjoy a three day festival with more than 120 artisans, food ... #6 Best Places to Live in Augusta Area.Harlem. Town in Georgia,14 Niche users give it an average review of 4.3 stars. ... Current Resident: It's a great and safe place to live. People take pride in the community. The neighbors are friendly. Crime is not tolerated. If you breathe too loudly, you may be arrested for disorderly conduct.Mar 7, 2022 · Here are 8 of the best suburbs to live around Augusta: 1. Evans, GA. Evans was chosen one of the Best Towns for Families by Family Circle Magazine. Money Magazine ranked it the Best Place to Live in America in 2020. This assessment was based on low crime rates and financial stability, as well as accessible health care and green space. About 5 minutes to a couple of gas stations/fast food, and 10 minutes to the commissary and exchange, 10 minutes to other restaurants, fast food, grocery stores. Drive Times: Downtown Augusta: 20-25 minutes. Evan’s Towne Center: 15-20 minutes. Doctor’s Hospital: 10-15 minutes. Downtown North Augusta: 25 minutes.Here are 12 things to know BEFORE you Move to the Peach State! Over 100,000 new residents are moving to the state of Georgia every year. If you are thinking about becoming one of these many new residents then you will be happy to know that Georgia is a good state to move to. Known for its laid-back atmosphere, amazing food, and southern ...The #8 safest neighborhood in Augusta, Georgia is Academy Baker Avenue. Academy Baker Avenue is a small neighborhood of 1,286. It is near Augusta University, Paine College, and Richmond County Academy. In terms of crime, Academy Baker Avenue is safer than 69% of cities in Georgia and its crime rates are 42% lower than Augusta City.Is Augusta, GA Safe? The C- grade means the rate of crime is slightly higher than the average US city. Augusta is in the 38th percentile for safety, meaning 62% of cities are … ….

Augusta, Georgia. Getty Images. Best Places 2023-2024 Rank: 74 Metro Population: 607,673 Share of Population Unmarried: 53.9% ... The over-15 population is 53.8% single, and Los Angeles is the No. 4 most desirable place to live out of the 150 most populous metro areas in the U.S. LA is the second most expensive place to live in the U.S ...However, Americans will have different experiences depending on where they live. Residents in more than 10 states will be lucky enough to bear witness to the total eclipse, while others will be able to see at least a partial eclipse. ... Georgia stargazing:5 great places in Georgia to get the best view of astral events. 2024 is looking buggy ...Cons of Living in Tifton. Crime - See our full report on crime in Tifton, and why it is a consideration for living here. Population Size - The city only has 16,603 residents which is considered very small. Different surveys have shown that economic conditions are much worse in small towns than in bigger cities. Listed below are the best neighborhoods in Augusta for singles and young professionals for 2024. To calculate our rankings we used the following criteria: median age, people between the ages of 25-34, local amenities (bars, restaurants, grocery stores, coffee shops, etc.), employment opportunities, housing affordability and crime rates. The best places for families in Georgia are Decatur, Jefferson, Johns Creek, Milton, Holly Springs, Canton, Marietta, Douglas, Alpharetta, and Kennesaw. Here's a look at the best cities for singles Georgia according to the data: Cordele. Moultrie.Chart of total crime rate in Milton from 2012 to 2022. Milton is an area in Fulton, Georgia with population of 40,487. The total crime rate in Milton is based on the nearest law agency agency, Milton Police Department (GA0605700). Milton total crime rate is 500 per 100,000 population, compared to Georgia average of 3,322.76 per 100,000 population and United States average of 2,912.43 per ...Stroll along the Savannah River, enjoy a plate of barbecue, explore museums and more in Augusta, Georgia. ... the Augusta Museum of History is the perfect place to bring a golf fanatic.Grovetown is a suburb of Augusta with a population of 16,049. Grovetown is in Columbia County and is one of the best places to live in Georgia. Living in Grovetown offers residents a suburban rural mix feel and most residents own their homes. In Grovetown there are a lot of parks. Many families and young professionals live in Grovetown and ... Is augusta georgia a safe place to live, Here are the 20 safest places to live in the one and only Peach State, Georgia. 20. Byron. A suburb of Peach County, Byron also happens to be the smallest city on this list. With a population of just over 5,000 people and a minimum commute outside at almost 30 minutes, you can imagine how remote Byron is., However, living in Macon is affordable not just because of the house prices there. Similar to many other locales in Georgia, the cost of living in Macon is low. The cost of living in Macon is more than 25 percent lower compared to the rest of the United States. With expenses that affordable, you can easily see the appeal of living in Macon for ..., Home Improvement; Market Trends; NC RealEstate; More. Real Estate Investment; Real Estate Technology; Buying Tips; Selling Tips; Real Estate Events, This analysis applies to Augusta County's proper boundaries only. See the table on nearby places below for nearby counties. The rate of crime in Augusta County is 24.45 per 1,000 residents during a standard year. People who live in Augusta County generally consider the east part of the county to be the safest., #4 Best Places to Live in Cobb County.. Powder Springs. Suburb of Atlanta, GA,. 187 Niche users give it an average review of 4.1 stars. Featured Review: Current Resident says A beautiful place to drive around with great, but simple food attractions.The schools around here are great too, excellent teachers and classes and a football team with a great sense for competition.., Augusta, Georgia. Getty Images. Best Places 2023-2024 Rank: 74 Metro Population: 607,673 Share of Population Unmarried: 53.9% ... The over-15 population is 53.8% single, and Los Angeles is the No. 4 most desirable place to live out of the 150 most populous metro areas in the U.S. LA is the second most expensive place to live in the U.S ..., The Augusta Canal carried the city through the Civil War and contributed to the region's late-19th-century industrial boom. But by the 1950s, as textile mills began to close, the canal was all but forgotten. At one point, city officials even considered replacing it with a superhighway. Thank goodness that all changed in the mid-1970s, as ..., Pooler April 19, 2022 Pooler, Georgia sits in the Lowcountry of Georgia, just west of Savannah. It's a blossoming… Tybee Island January 26, 2022 Tybee Island is a barrier island off the coast of Georgia. It's the easternmost point… Georgia January 6, 2022 Georgia is a state in the southeast loaded with history and charm. There are beaches…, Final Results for the 2024 Masters. Sun, Apr 14 2024. Every Single Shot: Scottie Scheffler's Final Round. 13:58. More News. Official home of The 2024 Masters at Augusta National. Get scores, player information, patron information, watch live., Money Magazine named Evans, Georgia, as the #1 Best Place to Live in America. These amenities along with a strong public school system are a part of the many reasons you should consider Doctors ..., Stairlifts are an essential tool for individuals with mobility issues, providing them with a safe and secure way to navigate their homes. The first place to start is with local cha..., Augusta-Richmond County, Georgia is a vibrant city that offers a unique blend of urban and rural living. The downtown district is alive with restaurants and shops, while outdoor enthusiasts can take advantage of the nearby lakes, rivers, and trails for walking and cycling., If you want to look at houses to rent, send me a PM and i can tell you if its bad or not. Consider Columbia County - Evans or Martinez. They're 15 minute drives to Augusta, 20-30 (traffic depending) to downtown/GRU. Avoid South Augusta or much of dowtown. Avoid area code 30901 and 30906. Not in Augusta., Good for Retirees. Population 9,292. Skidaway Island is the top place to live in Savannah and Chatham County, and is one of the largest planned communities in the country. The homes range from 300k-2 mil +, and the fact that it is gated.... View nearby homes. #9 Best Places to Retire in Georgia., The rate of crime in Georgia is 45.43 per 1,000 residents during a standard year. People who live in Georgia generally consider the north part of the state to be the safest. Your chance of being a victim of crime in Georgia may be as high as 1 in 15 in the southeast neighborhoods, or as low as 1 in 32 in the north part of the state., Sand Hills. Sand Hills is the safest neighborhood in Augusta City. It is approximately a mile from the city center. Sand Hills is near several schools, parks, and eateries, making it ideal for people …, A good internet and broadband connection is a must-have, whether you work from home or not. Broadband internet connection options in Douglas, GA include fiber, ADSL, wireline, satellite, DOCSIS, and VDSL from 12 different providers. Aside from optic fiber which provides Gbps speeds, you can get up to 1000 mbps download speeds via DOCSIS powered ..., 2. The Stunning Architecture. As the oldest city in Georgia, the location is rich in architectural history. Founded in 1733, Savannah has seen numerous changes in building styles as each new period arose. Georgian buildings present a solid, square façade, much like the Olde Pink House Restaurant., Crime is ranked on a scale of 1 (low crime) to 100 (high crime) Augusta violent crime is 27.5. (The US average is 22.7) Augusta property crime is 59.5. (The US average is 35.4) NOTE: The city of Augusta, Georgia does not have FBI Crime Statistics. The closest similar sized city with FBI crime data is the city of Greenville, South Carolina., Crime rate can be one of the deciding factors of where families settle down. Based on the metro areas’ murder and property crime rates per 100,000 people, determined by the FBI crime reports, these are the safest places to live in the country. For more information on how we rank, read the Best Places to Live methodology., AUGUSTA, GA • PK, K-8 • Rating ... Explore the safest places in the U.S. based on crime rates for murder, assault, rape, burglary, and other crime statistics. ... Ranking based on Niche's 2023 Best Places to Live Ranking and includes only places that earned strong Crime & Safety grades. Read more on how this ranking was calculated. Where ..., 3. Cordele. Cordele, a city in Crisp County, Georgia, not only ranks as one of the worst places to live in the state but also faces significant safety concerns. With a population of 10,210, Cordele struggles with high crime …, Sand Hills. Sand Hills is the safest neighborhood in Augusta City. It is approximately a mile from the city center. Sand Hills is near several schools, parks, and eateries, making it ideal for people looking to settle down. The median house value in Sand Hills, Georgia, was $309,255 in March 2022, greater than the median home value in Georgia., Pros of Living in Augusta, GA. 1. Cost of Living. Living in Augusta is cheaper than the national average and is more affordable than most other Georgia cities. Utilities, services, and even groceries come in a range that keeps citizens from having to break the bank to live. Included in that are housing prices., Top 10 Best fishing spots Near Augusta, Georgia. 1 . Brick Pond Park. 2 . Augusta Riverwalk. "I saw people rowing, jet skiing and fishing. There is a museum on the walk and many scenic places to..." more. 3 . Reed Creek Interpretive Center., About Augusta (zip 30904), GA. Living in 30904 Augusta, GA is an exciting experience. This vibrant city has much to offer its inhabitants, from a lively downtown area filled with restaurants, shops, and entertainment venues to a network of parks and trails for outdoor recreation. Families will find plenty of events and activities to enjoy ... , Crime in North Augusta, South Carolina: How Safe is North Augusta, South Carolina? Check out the crime rates and safety statistics. Find out Pros and Cons of Living in North Augusta. Reasons not to move to North Augusta. Find the best and worst places to live, raise a family or retire in North Augusta. Crime Rate In North Augusta, Jobs, …, About Augusta (zip 30904), GA. Living in 30904 Augusta, GA is an exciting experience. This vibrant city has much to offer its inhabitants, from a lively downtown area filled with restaurants, shops, and entertainment venues to a network of parks and trails for outdoor recreation. Families will find plenty of events and activities to enjoy ..., Located near the South Carolina border, Augusta, Georgia, is the state's second largest metropolitan area. Most out-of-towners recognize Augusta as the home of the Masters golf tournament, but... , Besides being affordable, Sandersville is safer than 64% of Georgia cities, making it one of the cheapest and safest places to live in Georgia. 3. Cordele. Median Home Price: $127,000. Average Rent (one bedroom): $880. Cost of Living Compared to State Average: 23.1% lower than the Georgia average., The city is the center point of the Central Savannah River Area (CSRA), a 13-county region that includes both Georgia and South Carolina. It is located within close proximity to many major southern destinations including Atlanta, Columbia, and Charlotte. Some compelling facts underscore the qualities that make Augusta a great place to live and ..., Augusta, GA City: 4.5mi / 7.3km Population: 197,535 ... Listed above are the best places to live in North Augusta, SC for 2024. The list of best places is compiled using the AreaVibes Livability Score which is calculated from a unique algorithm and scores each area out of 100 - with 100 being the best place to live. ..., Reasonable Cost of Living. Athens has a median income of $50,447 and a home value of $310,000 (4.7% up over the past year). Compared to other safe cities in Georgia, especially major metropolitan areas, Athens offers affordable housing options, lower utility bills, and lower expenses.