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We would like to show you a description here but the site won’t allow us. 909 Prospect St #210, La Jolla, CA 92037. Email this Business. BBB File Opened: 12/1/1998. Alternate Business Name. KHF Lending LLC. Instant Funding LLC. S.B. Classic Enterprises. Business Management.10 signs of a personal loan scam. Personal loan scams are designed to trick unsuspecting victims — but there are common ways to spot a scam. Make sure your lender is upfront. If you spot a red flag, don’t give away your information or money. No credit check; No state registration or license; Incomplete loan offer; Missing physical addressThere are several ways you can check to see whether a loan company is legitimate. Scrutinizing loan offers can involve things like checking for a physical address and researching BBB accreditation and consumer …Payday loans are illegal in the state of Pennsylvania. 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